MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2020-2

Built by: KIT Custom Homebuilders
3
2
1534 ft²
29'6" x 52'0"
Cedar Canyon 2020 - 3 Bdr / 2 Bath / 1534 sqft. - Master bedroom with a large walk in closet and a deluxe master bathroom ...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2032

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 48'0"
3 Bdr / 2 Bath / 1280 sqft. - Home has great snack bar from kitchen into dining room. Large living room with nice window a...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2059

Built by: KIT Custom Homebuilders
3
2
1778 ft²
26'8" x 66'8"
3 Bdr / 2 Bath / 1778 sqft. - The Cedar Canyon 2059 is another example of the fine craftsmanship of KIT Custom Homebuilder...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2065

Built by: KIT Custom Homebuilders
3
2
1387 ft²
26'8" x 52'0"
3 Bdr / 2 Bath / 1387 sqft. - Home provides the comfort of a deluxe bathroom. Great for rural setting with easy access to ...
ManufacturedModularMH AdvantageFeatured

Pinehurst / 2505

Built by: KIT Custom Homebuilders
4
2
1867 ft²
26'8" x 70'0"
Pinehurst 2505 - 4 Bdr / 2 Bath / 1867 sqft. - Four bedroom home with separate living and family rooms. Family room with 4...
ManufacturedModularMH AdvantageFeatured

Pinehurst / 2508

Built by: KIT Custom Homebuilders
2
2
1387 ft²
26'8" x 52'0"
2 Bdr / 2 Bath / 1387 sqft. - This Pinehurst 2508 offers 1387 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Grand Manor / 6009

Built by: KIT Custom Homebuilders
3
2
1998 ft²
29'0" x 68'0"
3 Bdr / 2 Bath / 1998 sqft. - The Grand Manor 6009 is Kit's first of the new Grand Manor series. This Grand Manor Signatur...
ManufacturedModularMH Advantage

Cedar Canyon / 2077

Built by: KIT Custom Homebuilders
3
2
2242 ft²
29'6" x 76'0"
Cedar Canyon 2077 - 3 Bdr / 2 Bath / 2242 sqft. - Walk in to a formal foyer and through an arched opening to a spacious li...
ManufacturedModularMH Advantage

Grand Manor / 6011

Built by: KIT Custom Homebuilders
3
2
1770 ft²
29'0" x 60'0"
3 Bdr / 2 Bath / 1770 sqft. - Large kitchen with pull out spice rack, roll out trash cans, lazy susan, island with decorat...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2020-1C

Built by: KIT Custom Homebuilders
3
2
1770 ft²
29'6" x 60'0"
Cedar Canyon 2020-1C LS Series - Master bedroom with a large walk in closet and a deluxe master bathroom complete with Rom...
ManufacturedModularMH Advantage

Pinehurst / 2505 with Tag

Built by: KIT Custom Homebuilders
4
2
2223 ft²
26'8" x 70'0"
Pinehurst 2505 w/Tag - Four bedroom home with separate living and family rooms. Family room with 4th bedroom can easily be...
ManufacturedModularMH Advantage

Pinehurst / 2506

Built by: KIT Custom Homebuilders
3
2
2006 ft²
29'6" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft - Home offers large utility room and activity room...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Century Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.